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Paper check processing can be costly and labor-intensive and some businesses choose to avoid it altogether. A high quality check processing and verification system is necessary to help you manage your sales and liability.
Meritus offers a risk-free electronic check processing system that makes accepting checks as easy as accepting credit cards. Checks are scanned at the point-of-sale and then converted into digital images that are processed electronically through our reliable and secure network. If you prefer paper checks, we can develop solutions to accept checks risk-free.
Check verification confirms funds are available at the point of sale. Convert check electronically or deposit paper check.
Check guarantee confirms funds are available at the point of sale and guarantees the merchant will be remunerated accordingly. Convert check electronically or deposit paper check.
Check 21 offers the most flexibility in check processing. Choose a solution based on the types of checks accepted, deposit method, level of protection and method of transaction. Check 21 also allows you to process non face-to-face check transactions with remote deposit capture (RDC). RDC allows merchants to process checks faster and more efficiently by converting checks electronically and transmitting an electronic funds transfer. Also, shortening this “float time” reduces fraud because the bank can receive and detect fraudulent checks faster.